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Splits

Introduction

What Splits is, who it's for, and how to start

Splits is the onchain operations platform for builders. Manage assets, process revenue, move money, and run operations instantly, via the app or API/CLI.

Key properties:

  • Self-custodied. Signers are passkeys or EOAs held by your people; Splits never has access to private keys and cannot move your funds. If passkeys are ever lost, recovery signers regain control of everything.
  • Isolated by account. Create as many accounts as you need: each a labeled sub-ledger with its own signers and threshold, keeping high-value assets separate from day-to-day money (the Three Address Protocol).
  • Cross-chain by default. Every account has the same address, signers, and threshold on all supported networks, kept in sync automatically, and assets can be swapped and bridged across chains in a single transaction.
  • Integrated fiat. Move between tokens and fiat: on/offramps to your bank accounts, invoices payable by bank transfer, and vendor payments.
  • Composable. Connect your multi-signature accounts to any app in the ecosystem via the browser extension or WalletConnect.
  • Professional workflows. Accounting with filters and exports, invoicing, bill pay, payroll via schedules, tax withholding, and compliant payments (collect W9s/W8s, issue 1099s).
  • Agent-ready. Everything is scriptable via the CLI and MCP, and every docs page is available as markdown: append .md to any URL, or fetch /llms.txt / /llms-full.txt.

Who it's for

  • Teams and companies operating onchain: shared treasury with per-account signer sets, roles, and approvals.
  • Solo builders: the same setup works for teams of one, with resilient multisigs, clean books, and separation of project and personal funds.
  • Agents: AI tools operating on a team's behalf via API keys, with scoped permissions and optional headless signing.

Start here

  1. Read Core concepts: Team, Member, and Account, the three ideas everything else builds on.
  2. Create a team.
  3. Working from an AI tool? Connect it via Agents.